Since 24 April 2020

Not charity. A loan.

Accepting charity is hard, even in need. Borrowing is easy — there is nothing to be embarrassed about. When one loan comes back, it goes straight out to help someone else.

Dan Noy-Dhar — loan without interest

Who has not repaid

Clause 9 of the borrower terms allows a name to be published when somebody misses two consecutive instalments or stops answering. Each name here was decided on individually.

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The fund, in numbers

Every taka is accounted for in public. Operating cost is zero — everything that comes in goes to students.

Total disbursed
৳34,78,300
Total recovered
৳30,14,000
Outstanding
৳4,65,300
Fund balance
৳2,46,509
Borrowers
334
Loans issued
405
Contributors
50

as of 30/12/2024

How it works

1

Apply

Fill in your details once, in the app or here. Every future application reuses them.

2

Verified and approved

A branch volunteer or teacher checks the details. No collateral, no guarantor.

3

Receive and repay

Paid by cheque or bKash. Repaid in instalments, usually over 3–6 months — with no interest.

Interest-free, entirely. You repay exactly what you borrowed. The fund is never placed anywhere that accrues interest.