Not charity. A loan.

Completely interest-free loans for university students. Run entirely by volunteers, with zero operating cost.

How to borrow

1. Open an account in the app. You will need photographs of your NID and of both sides of your university ID card.
2. Choose a volunteer and contact them yourself — they are the person who recommends your application.
3. Apply: how much, what for, and how you will repay it.
4. Once approved, the money reaches you by cheque or bank transfer.

How to repay

1. Pay each instalment by the 10th of the month — six instalments in all.
2. Send the money to the bank account below.
3. Photograph the slip or the transaction message and submit it in the app.
4. A volunteer checks it and marks the instalment paid.